Few desserts capture the comfort and nostalgia of home quite like Old-Fashioned Homemade Banana Pudding from Scratch. With creamy layers of vanilla pudding, perfectly ripened bananas, and soft vanilla wafers, this classic Southern dessert is a staple at family gatherings, potlucks, and holiday dinners. Making it from scratch elevates its flavor beyond store-bought mixes, and the process is surprisingly simple.

Whether you’re new to baking or a seasoned cook, this recipe balances rich flavors with smooth textures to create a dessert everyone will love. Let’s dive into the details, tips, and tricks for creating this timeless treat.

Ingredients

For the Vanilla Pudding:
- 3/4 cup granulated sugar
- 1/3 cup all-purpose flour
- 1/4 tsp salt
- 2 1/2 cups whole milk
- 3 large egg yolks, lightly beaten
- 2 tbsp unsalted butter
- 2 tsp pure vanilla extract
For the Assembly:
- 4–5 ripe bananas, sliced
- 12–15 vanilla wafers (or more for layering)
For Whipped Topping (Optional but Recommended):
- 1 cup heavy whipping cream
- 2 tbsp powdered sugar
- 1 tsp vanilla extract

Instructions

Prepare the Vanilla Pudding
In a medium saucepan, whisk together sugar, flour, and salt. Gradually add milk while whisking to prevent lumps. Cook over medium heat, stirring constantly until the mixture thickens and starts to bubble.
Temper the Eggs
Slowly add a small amount of the hot pudding to the beaten egg yolks while whisking. This prevents the eggs from scrambling. Then, gradually whisk the egg mixture back into the saucepan. Cook 1–2 more minutes until thickened.
Add Flavor and Butter
Remove from heat and stir in butter and vanilla extract until smooth. Allow the pudding to cool slightly before assembling the dessert.
Layer the Dessert
In a glass or ceramic serving dish, arrange a layer of vanilla wafers, followed by a layer of banana slices. Pour a portion of the warm pudding over the bananas, spreading evenly. Repeat layers, finishing with a pudding layer on top.
Optional Whipped Topping
In a chilled bowl, beat heavy cream, powdered sugar, and vanilla until soft peaks form. Spread over the top of the pudding for a fluffy finish. Garnish with crushed vanilla wafers or banana slices.
Chill Before Serving
Cover the dish with plastic wrap and refrigerate for at least 2 hours, allowing the flavors to meld and the vanilla wafers to soften slightly. Serve chilled.

Tips for the Best Banana Pudding

Use ripe bananas: Yellow bananas with small brown spots are perfect for natural sweetness and soft texture.
Layer carefully: Ensure even distribution of bananas and wafers to get balanced bites in every spoonful.
Cook the pudding slowly: Constant stirring prevents lumps and ensures a silky texture.
Make ahead: Banana pudding can be made a day ahead, but add whipped cream topping just before serving to maintain its texture.

Variations

Chocolate Banana Pudding: Mix a few tablespoons of cocoa powder into the pudding for a chocolate twist.
Caramel Banana Pudding: Drizzle caramel sauce between layers for extra indulgence.
Mini Individual Puddings: Use small mason jars or ramekins for single-serving portions, ideal for parties.
Gluten-Free Version: Replace vanilla wafers with gluten-free cookies or graham crackers.

Serving Suggestions

Serve chilled for a refreshing treat on warm days.
Pair with hot coffee or tea for a cozy afternoon snack.
Top with toasted coconut flakes or chocolate shavings for an elegant presentation.

Fun Facts & Cultural Context

Banana pudding is believed to have originated in the Southern United States in the early 1900s.
Traditional recipes often feature a mix of pudding, bananas, and vanilla wafers, but regional variations include meringue toppings or whipped cream.
This dessert has become a staple at family gatherings and Southern potlucks, celebrated for its creamy texture and sweet, comforting flavor.

Storage Tips

Store covered in the refrigerator for up to 3 days.
Avoid freezing as the texture of bananas may become mushy.
Always layer fresh bananas when serving leftovers to maintain flavor and texture.

Why Homemade is Better

Making banana pudding from scratch allows for customization of sweetness, creaminess, and flavor. Skip artificial ingredients and achieve the perfect balance of pudding, fruit, and cookies. Homemade pudding also gives you the flexibility to experiment with toppings and add-ins, creating a dessert tailored to your tastes.